The price of a rental from Arnold Clark is inclusive of insurance.

To be eligible for insurance, drivers must adhere to the Driver Requirements and bring all documentation outlined in Collecting your Vehicle: What to Bring.

Insurance covers UK mainland, Scottish Islands, Isle of Wight, Guernsey, Jersey, Alderney and the Isle of Man. Please note that if there are weather issues, ferry delays, or if customers are unable to get back to the mainland when planned, customers will be charged for vehicle extensions to the hire when the vehicle is returned to us. Customers may also experience longer response times for breakdown.

Despite the inclusion of insurance, an excess of up to £1,500 will be charged for any vehicle damage. We reserve the right to increase the excess with each incident. However, an excess waiver can be purchased to avoid excess charges (subject to qualification).

Penalty points must be notified, please contact us.

Our insurance covers:

• Full repairs to the rental vehicle in the event of a road traffic accident (excluding excess).
• Unlimited third-party liability (including passengers in the hired vehicle).
• Theft of the rental vehicle and its accessories (excluding excess).

Our insurance does not cover:

• Theft of personal property within the rental vehicle.
• Personal injury or loss of life of the driver. Their own insurance would need to provide this protection.

Cover would default if the necessary security precautions were not implemented i.e., if the keys were left in the ignition.

Car hire

Drivers 23+: Can hire up to and including SUV category vehicles, automatics, electric vehicles, and estates.

Drivers 25+: Can hire all vehicle groups.

Van hire

Drivers 23+: Can hire all van sizes.