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Insurance

The price of a rental from Arnold Clark is inclusive of insurance.

An excess charge will apply in the event of vehicle damage. However, an optional excess waiver payment may be purchased – please ask for details (subject to qualification at the branch).

Age Restrictions


AgeVehicle Group
Cars 23 - 24 Up to Standard
25+ All Vehicle Groups
Vans 23+ All Vans


Our Insurance covers

  • Full repairs to Rental Vehicle (excluding excess).
  • Third party liability unlimited (including passengers in hired vehicle).
  • Theft of vehicle and accessories (excluding excess).
  • Cover would default if the necessary security precautions were not implemented i.e. if the keys were left in the ignition or the radio front was left in the vehicle.
  • We reserve the right to increase the excess with each incident.
  • The standard excess is £500, however, a higher excess may be applied in certain circumstances.

Our insurance does not cover

  • Theft of property within the vehicle.
  • Driver of the hired vehicle's personal injury or loss of life (his own insurance would have to cover this).

Insurance Requirements

  • All drivers must hold and produce a full category British Driving Licence for the type of vehicle hired and proof of their address. If a new style British driving licence is held, both parts must be shown.
  • Overseas visitors must produce a valid Domestic Licence and/or International Driving Permit and valid passport.
  • UK visitors must produce proof of address, e.g. utility account or bank statement.
  • Licence/Permit must be valid for the current period of the rental and have been held for a minimum of 12 months.
  • A licence may have a restriction to the number of seats on a vehicle, which the licence holder is entitled to drive. For most European countries this is 8 plus driver.
  • Any penalty points should be notified.
 
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